Premier Mortgage Services is an independent
mortgage broker in West Bridgford,
Nottingham. We have been serving the local community for over 30 years, helping generations move into their first home, upsize, downsize and more.
Premier Mortgage Services compares the whole of market to find one of the best mortgage deals for you, based on your individual financial circumstances. We are not affiliated with any particular bank or lender, meaning we only ever have your own interests at heart when it comes to choosing the right product.
We have been helping individuals, couples and families to move home in West Bridgford for over 30 years. We know the mortgage market extremely well and the property market in the area too. After helping families, couples and inidividuals across generations, it's no wonder we have a 5 star rating on Google with over 100 reviews.
We offer advice on mortgages of all types, including first time buyer, moving home, remortgage, buy to let and more.
Whatever your financial situation, if you've got a large or low deposit, bad credit history or a CCJ, we can help.
Appointments can be made at your convenience, either over the phone or in person at our local branch.
Get in touch today for your West Bridgford mortgage. You can
contact us here.
First Time Buyer Mortgages West Bridgford
West Bridgford's higher average property prices mean first-time buyers in the area often need to borrow more than the national average. Competition for well-priced properties is consistently strong — particularly in the streets closest to the town centre and within the most sought-after school catchment areas — which means having a mortgage agreement in principle confirmed before you begin viewing is essential rather than optional.
Our advisers Craig and Dana will identify which lenders offer the most favourable income multiples for your situation, whether any government schemes such as the Mortgage Guarantee Scheme are available to you, and what your realistic maximum borrowing capacity is across our full panel of over 100 lenders. Get in touch via our contact form or call us on 0115 9499988 for a free initial conversation.
Remortgage West Bridgford
If your current fixed rate is coming to an end, our West Bridgford remortgage advisers will search the whole market to find a more competitive deal. For West Bridgford homeowners who purchased several years ago, rising property values in the area may mean your loan-to-value ratio has improved significantly since your original purchase — which can open up better rate tiers and more competitive products than were available to you at the time.
Whether you are looking to reduce your monthly payments, release equity for home improvements, fund a loft conversion or extension, or consolidate existing debts, our advisers will present you with the full range of options and give you honest advice on the best approach for your circumstances. Not all lenders will lend to all people — our initial advice is always free. Get in touch via our contact form or call us on 0115 9499988 to discuss your West Bridgford remortgage.
Moving Home Mortgages West Bridgford
Whether you are upsizing within West Bridgford, moving from elsewhere in Nottingham into the area or moving out to a larger property in Edwalton, Ruddington or further afield, our advisers will manage the mortgage process around your specific timescale and property chain requirements. West Bridgford's competitive market means timing matters — having your mortgage arranged in advance gives you the confidence to move quickly when the right property becomes available.
Get in touch via our contact form or call us on 0115 9499988 for a free initial conversation.
Buy to Let Mortgages West Bridgford
West Bridgford's rental market is consistently strong, driven by demand from professionals working in Nottingham city centre and families seeking access to the area's highly regarded schools. Rental yields in NG2 are solid and void periods are typically low — making West Bridgford a reliable choice for buy to let investors looking for long-term stable income rather than speculative capital growth.
Our advisers work with landlords investing in West Bridgford and the surrounding NG2 area regularly, providing advice on lender criteria, rental affordability calculations and the most appropriate mortgage structures for your investment. Get in touch via our contact form or call us on 0115 9499988 to discuss your West Bridgford buy to let requirements.
High Value Mortgages West Bridgford
For properties at the upper end of the West Bridgford market — the larger detached homes on Musters Road, Melton Road, Pierrepont Road, Trent Boulevard and the surrounding roads — our advisers have access to specialist lenders offering enhanced income multiples and bespoke underwriting for higher loan sizes. If your mortgage requirement falls outside standard high street criteria due to the property value or income complexity, our advisers will identify the most appropriate specialist lenders before any application is submitted.
Get in touch via our contact form or call us on 0115 9499988 for a free initial conversation.