Browse our latest mortgage articles, written by our experts

Mortgage Rates Dropping in Summer 2025

Mortgage Rates Dropping in Summer 2025

After several years of rising interest rates and economic uncertainty, recent changes in the mortgage market are offering some long-awaited relief for borrowers. Mortgage rates are beginning to fall —. This could be a sign that lenders are regaining confidence in the market.While this shift may create opportunities for some buyers and homeowners, it's important to approach any decision with a full understanding of the benefits, risks, and timing. In this blog, we explore what’s changing, what it could mean for you, and how to decide if now is the right time to act.

 min read
Can You Get a Mortgage With Bad Credit?

Can You Get a Mortgage With Bad Credit?

Getting a mortgage with bad credit is usually possible, but it can come with challenges. Usually, lenders use your credit score to assess your financial reliability and a low score signals higher risk. However, there are options available for those with bad credit. If you have bad or adverse credit, read on to find out how we can help you.

 min read

Bank of England Reduces Interest Rates

Bank of England Lowers Interest Rates as Economy Struggles For the first time this year, the Bank of England has reduced its benchmark interest rate, cutting it from 4.75% to 4.5%. The decision, reached during the latest Monetary Policy Committee (MPC) meeting, saw all nine members in agreement that a reduction was necessary. While the majority backed a modest 25-basis-point cut, a minority pushed for a steeper 50-basis-point drop.

 min read
First Time Buyer Mortgage Rules Relaxation

First Time Buyer Mortgage Rules Relaxation

Strict mortgage lending rules could be relaxed to make it easier for people to borrow for home purchases, as regulators respond to calls for measures to boost the economy.

 min read
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Mortgage Rates Dropping in Summer 2025

Mortgage Rates Dropping in Summer 2025

After several years of rising interest rates and economic uncertainty, recent changes in the mortgage market are offering some long-awaited relief for borrowers. Mortgage rates are beginning to fall —. This could be a sign that lenders are regaining confidence in the market.While this shift may create opportunities for some buyers and homeowners, it's important to approach any decision with a full understanding of the benefits, risks, and timing. In this blog, we explore what’s changing, what it could mean for you, and how to decide if now is the right time to act.

 min read
Can You Get a Mortgage With Bad Credit?

Can You Get a Mortgage With Bad Credit?

Getting a mortgage with bad credit is usually possible, but it can come with challenges. Usually, lenders use your credit score to assess your financial reliability and a low score signals higher risk. However, there are options available for those with bad credit. If you have bad or adverse credit, read on to find out how we can help you.

 min read
Bank of England Reduces Interest Rates

Bank of England Reduces Interest Rates

Bank of England Lowers Interest Rates as Economy Struggles For the first time this year, the Bank of England has reduced its benchmark interest rate, cutting it from 4.75% to 4.5%. The decision, reached during the latest Monetary Policy Committee (MPC) meeting, saw all nine members in agreement that a reduction was necessary. While the majority backed a modest 25-basis-point cut, a minority pushed for a steeper 50-basis-point drop.

 min read
First Time Buyer Mortgage Rules Relaxation

First Time Buyer Mortgage Rules Relaxation

Strict mortgage lending rules could be relaxed to make it easier for people to borrow for home purchases, as regulators respond to calls for measures to boost the economy.

 min read
No items found.
No items found.