Browse our latest mortgage advice articles

How Do Mortgage Lenders Assess Affordability for Self-Employed Applicants?

How Do Mortgage Lenders Assess Affordability for Self-Employed Applicants?

Being self-employed does not mean you cannot get a mortgage. However, if you run your own business, work as a freelancer or earn money through a limited company, understanding how lenders assess your income is an important part of preparing your application.

 min read
The Mortgage Process for First-Time Buyers: A Step-by-Step Guide

The Mortgage Process for First-Time Buyers: A Step-by-Step Guide

Buying your first home is a significant financial commitment, and understanding how the mortgage process works can make the experience much easier to manage. From working out how much you can borrow to receiving your mortgage offer and collecting your keys, there are several stages to complete before you become a homeowner.

 min read

How Much Deposit Do You Need to Buy Your First Home?

Find out how much deposit you need to buy your first home, how 5%, 10% and 15% deposits affect your mortgage, and what additional costs to budget for. Explore your options as a first-time buyer with advice from Premier Mortgage Services in Nottingham.

 min read
Premier Mortgage Services strengthens leadership team with appointment of two new directors

Premier Mortgage Services strengthens leadership team with appointment of two new directors

Premier Mortgage Service has strengthened its leadership team, enhancing mortgage advice services across Nottingham.

 min read
Mortgage Rates Dropping in Summer 2025

Mortgage Rates Dropping in Summer 2025

After several years of rising interest rates and economic uncertainty, recent changes in the mortgage market are offering some long-awaited relief for borrowers. Mortgage rates are beginning to fall —. This could be a sign that lenders are regaining confidence in the market.While this shift may create opportunities for some buyers and homeowners, it's important to approach any decision with a full understanding of the benefits, risks, and timing. In this blog, we explore what’s changing, what it could mean for you, and how to decide if now is the right time to act.

 min read
Can You Get a Mortgage With Bad Credit?

Can You Get a Mortgage With Bad Credit?

Getting a mortgage with bad credit is usually possible, but it can come with challenges. Usually, lenders use your credit score to assess your financial reliability and a low score signals higher risk. However, there are options available for those with bad credit. If you have bad or adverse credit, read on to find out how we can help you.

 min read
How Do Mortgage Lenders Assess Affordability for Self-Employed Applicants?

How Do Mortgage Lenders Assess Affordability for Self-Employed Applicants?

Being self-employed does not mean you cannot get a mortgage. However, if you run your own business, work as a freelancer or earn money through a limited company, understanding how lenders assess your income is an important part of preparing your application.

 min read
The Mortgage Process for First-Time Buyers: A Step-by-Step Guide

The Mortgage Process for First-Time Buyers: A Step-by-Step Guide

Buying your first home is a significant financial commitment, and understanding how the mortgage process works can make the experience much easier to manage. From working out how much you can borrow to receiving your mortgage offer and collecting your keys, there are several stages to complete before you become a homeowner.

 min read
How Much Deposit Do You Need to Buy Your First Home?

How Much Deposit Do You Need to Buy Your First Home?

Find out how much deposit you need to buy your first home, how 5%, 10% and 15% deposits affect your mortgage, and what additional costs to budget for. Explore your options as a first-time buyer with advice from Premier Mortgage Services in Nottingham.

 min read
Premier Mortgage Services strengthens leadership team with appointment of two new directors

Premier Mortgage Services strengthens leadership team with appointment of two new directors

Premier Mortgage Service has strengthened its leadership team, enhancing mortgage advice services across Nottingham.

 min read
Mortgage Rates Dropping in Summer 2025

Mortgage Rates Dropping in Summer 2025

After several years of rising interest rates and economic uncertainty, recent changes in the mortgage market are offering some long-awaited relief for borrowers. Mortgage rates are beginning to fall —. This could be a sign that lenders are regaining confidence in the market.While this shift may create opportunities for some buyers and homeowners, it's important to approach any decision with a full understanding of the benefits, risks, and timing. In this blog, we explore what’s changing, what it could mean for you, and how to decide if now is the right time to act.

 min read
Can You Get a Mortgage With Bad Credit?

Can You Get a Mortgage With Bad Credit?

Getting a mortgage with bad credit is usually possible, but it can come with challenges. Usually, lenders use your credit score to assess your financial reliability and a low score signals higher risk. However, there are options available for those with bad credit. If you have bad or adverse credit, read on to find out how we can help you.

 min read