Bad credit mortgages

Whether you are a first time buyer or a homeowner looking to move or remortgage, if you have had bad credit, you may find it difficult to get a mortgage.

We will search the whole of the market to ensure you get the best mortgage for your circumstances. In many cases we are able to place mortgages with well known high street lenders that we have built relationships with.

Every case will be considered individually by our experienced team of advisors who will always be on hand with their impartial, expert advice to help you find the right mortgage and guide you through the whole process.

So what is an adverse credit mortgage?

An adverse credit mortgage is where you have had issues with your credit history which may make it harder for you to get a mortgage. We have successfully helped clients having the following problems:

  • Poor or no credit history
  • Low credit score
  • Late payments
  • Missed mortgage payments
  • Defaults
  • CCJs
  • IVAs
  • Debt Management Plans
  • Reposessions
  • Bankruptcy.

We can quickly establish whether a mortgage will be available to you and have years of experience in dealing with mortgage lenders who are more sympathetic towards those who may have experienced credit issues in the past.

About us

Premier Mortgage Services is an impartial mortgage broker in Nottingham with over 20 years' experience in arranging mortgages & insurance.